10 Questions Every First-Time Land Buyer in Abuja Should Ask

Buying land in Abuja is one of the smartest financial decisions anyone can make—but it can also be one of the riskiest. Too many people lose money to fake documents, shady agents, or incomplete information. As a first-time buyer, asking the right questions could mean the difference between securing a profitable investment and walking into a trap.

Here are 10 essential questions you must ask before committing to any land deal in Abuja.

1.Who Owns the Land? Don’t just take the seller’s word for it. Verify the actual owner by requesting original documents and cross-checking them at the Abuja Geographic Information Systems (AGIS).

2.What Type of Title Does It Have? Is it a Certificate of Occupancy (C of O), Right of Occupancy (R of O), or an FCDA allocation letter? The type of title determines the legal strength of your ownership.

3.Is the Land Free from Government Acquisition? Many lands in Abuja fall under government acquisition and cannot be sold legally. Always confirm its status before paying a dime.

4.What Is the Purpose of the Land Use? Every plot is allocated with a designated use—residential, commercial, industrial, etc. Using it wrongly can lead to demolition.

5.Is There an Approved Survey Plan? A proper survey plan clearly marks boundaries and prevents encroachment. Ask to see the survey document and verify it with the right authorities.

6.Are There Any Encumbrances? Some lands are tied up in legal disputes, debts, or family conflicts. Ensure the land is free from such burdens.

7.How Accessible Is the Land? Check road networks, distance from the city center, and future infrastructure projects. Accessibility affects both usability and value.

8.What Is the Soil Condition Like? Soil type determines construction cost. Swampy or rocky areas may need extra work, which could increase your budget significantly.

9.What Are the Hidden Costs? Beyond the purchase price, ask about development levies, survey fees, legal charges, and agency commissions.

10.Can I Get a Written Contract of Sale? Never buy land on verbal promises. Ensure all agreements are documented and signed by all parties, with a lawyer present.

Conclusion Land ownership in Abuja is a wealth-building opportunity, but only when approached with wisdom. By asking these 10 questions, you protect yourself from costly mistakes and ensure your investment grows in value.

At Nik De Panache, we help clients navigate this process with transparency, competence, and integrity. Contact us today to secure land that offers peace of mind and long-term value.