Rent to own in Kyami, Abuja is now open through De Panache Smart City. No interest. No mortgage paperwork. Just a deposit and a payment plan that ends with you owning the home.
If you have been renting in Abuja and wondering how to own a home without a mortgage, this is built for that exact problem.
Most rent-to-own housing in Nigeria runs through the Federal Mortgage Bank of Nigeria (FMBN). You contribute for months before you even qualify to apply, then wait for approval.
De Panache Smart City takes a simpler approach.
You pay a 50% deposit to secure your apartment.
The remaining 50% is spread evenly over 3 years.
This creates a total payment journey of 4 years from start to finish.
A very clear and structured path to ownership.
Every unit follows the same structure:
| Unit Type | Total Price | Year 1 (50%) | Year 2 | Year 3 | Year 4 |
|---|---|---|---|---|---|
| 1 Bedroom | ₦30,000,000 | ₦15,000,000 | ₦5,000,000 | ₦5,000,000 | ₦5,000,000 |
| 2 Bedroom | ₦40,000,000 | ₦20,000,000 | ₦6,666,667 | ₦6,666,667 | ₦6,666,667 |
| 3 Bedroom | ₦50,000,000 | ₦25,000,000 | ₦8,333,333 | ₦8,333,333 | ₦8,333,333 |
This plan is designed to make home ownership simple and structured.
You start by paying 50% of the total price to secure your apartment.
After that, the remaining 50% is spread evenly over 3 years, giving you a clear and comfortable path to full ownership.
What it means for you:
It is a simple and well-planned path to property ownership.
Kyami sits in Abuja’s Federal Capital Territory, minutes from Nnamdi Azikiwe International Airport and close to Centenary City. It is one of the fastest-growing districts in Abuja, with ongoing road development, new estates, and rising property demand.
De Panache Smart City holds Right of Occupancy (R of O), with Certificate of Occupancy processing underway.
This opportunity is designed for you if you want a clearer path to home ownership in Abuja.
It works well for those who want:
It gives you a clear way to move from paying rent to owning your own home.
Reach out to the De Panache Smart City team for more enquiries, or to book an inspection and reserve your unit.
Units under the Rent-to-Own plan are limited and moving quickly.
Fill the form below to make an enquiry and our team will reach out to you shortly, or click on the button under the form to reach put directly to us on WhatsApp,
How Does Rent to Own in Kyami Work?
Pay a 50 percent deposit. Spread the balance over three to four years at zero interest. Own the apartment outright by 2029.
Who Can Apply for Rent to Own in Kyami?
Anyone. No salary verification, no bank prequalification, no mortgage lender involved.
What Title Does the Property Have?
Right of Occupancy. Certificate of Occupancy processing is currently underway.
How Much Is the Deposit?
50 percent of the unit price, due at the start of the plan.
Is There Any Interest on the Payment Plan?
No. Zero interest for the full three to four year term.
How Long Until I Fully Own the Apartment?
Full ownership by 2029, based on the standard payment structure.
Where Exactly Is Kyami Located?
Within Abuja’s Federal Capital Territory, minutes from the international airport and close to Centenary City.
